VM Finance | Gold Loan

Gold Loan

Loan amounts ranging from Rs. 500 to Rs. 10,00,000
Schemes customised to customer’s financial requirements
Easy loan repayment options
Quick loan disbursal with minimal documentation
In-house gold evaluation
Insurance coverage to ensure safe custody
Door-to-door services available for special schemes on request

How Gold Loan works?

It is as easy as visiting any of our branches near you with your ornaments. Customers can choose a scheme that is suitable for them. Appraisal of ornaments and document verifications happen in the customer’s presence. If the customer is satisfied, the loan is instantly approved and the amount is disbursed. Our executives are always there to guide you.

Benefits with VM

Better Service
Easy accessibility
Minimal documentation
Security
Quick disbursal
Proper intimation in time
Constant follow-up to keep the customer alert
Opportunity to enhance loan amount based on Gold market value

Eligibility

Any major Indian citizen who can provide required eligible documents and who are true and bonafide owners of the ornaments

Tenure: It varies from 3 months to 12 months, as required.

Mode of Repayment: *By CASH/ DD/ CHEQUE/NEFT/RTGS

Schemes

VM has various schemes tailored to suit the customer needs.

Schemes start with 12% interest.
Maximum up to 75% of market rate of gold could be availed
Quarterly interest scheme is also available.
Minimum loan amount of Rs. 500 and maximum loan amount of Rs. 10,00,000 can be availed
Insurance protection is assured
No processing charges
No pre-closure charges
Fully transparent procedure
Instant money with maximum value for gold

We can help with all your financial needs

Gold Loan

How Gold Loan works?

Benefits with VM

Eligibility

Schemes