VM Finance | About Us

Vadakkemuriyil Finance Company (India) Limited is a leading and fast-growing finance company catering to the financial needs of retail customers. Being certified as Non-Banking Finance Company (NBFC) by the Reserve Bank of India (RBI) on 8th February 2016, we function primarily out of our Registered office in Tamil Nadu and Corporate office in Kerala. As of January 2020, VM Finance has 31 branches spread over three states in India – 27 in Kerala, 2 in Tamil Nadu and 2 in Maharashtra. Under the KML Act, in 1984, we began our operation in the money lending business under the name M/s Vadakkemuriyil Financiers, headquartered at Thadiyoor, Kerala. Later, the firm was rechristened as Vadakkemuriyil Finance Co (India) Pvt Ltd under the auspices of the Statutory and Regulatory authorities and was subsequently converted to conduct business as a Public Limited company in March, 2014.

At VM Finance, we offer a wide variety of retail and financial services ranging from Gold Loans to ancillary services such as Money Transfer, PAN Card Services, Health & General insurance. We provide services in rural areas as well as urban areas contributing to the growth of the local economy while ensuring a flexible and transparent system that keep us among top financial enterprises in Central Travancore.

Chairman’s message

" Being successful in life is not a simple thing. But a mature mind secures better planning to achieve success! Hardships and uncertainties never let them down, since they are backed up with proper advice and experience."

The Vadakkemuriyil Group was set up a long time ago suffering all these hurdles in the survival process and now, by our own conviction, hard-work, perseverance and the goodwill of our ever-growing customers, we have attained a stable and sustainable growth.

Greetings from the Group to all who are associated with us. We express our sincere gratitude for your relentless support that helped us scale to great heights. We solicit your continued patronage to the Group.

- ANU T. GEORGE

Managing Director

Founder and Magnate

In remembrance of our founder

GEORGE VARGHESE

VM Finance is the culmination of the dreams of a great visionary, Late Mr. George Varghese. Having acquired a healthy exposure in the field of banking and finance owing to his experience as a banking official in the Middle East and in the co-operative banking sector in Kerala, he brought his competence to the field of financial services and to his homeland. His maiden venture turned out to be an instant success, making him a luminary among entrepreneurs in this segment.

He made his presence felt in the society in a number of ways. He was instrumental in launching the YMCA Thadiyoor and chaired the Association during its initial stages. He also served his Home Parish as an office bearer. Mr. George Varghese was taken to his heavenly abode at a ripe age of 78. This illustrious soul is survived by his son Mr. Anu T George, who stepped in to his father’s shoe, fulfil his vision and to accomplish the mission.

Vision

To build sustainable human communities touching lives of everyone transcending financial barriers.

MISSION

VM Finance is committed to empower the lives of those in need by providing prompt, transparent & hassle free financial services.

VALUES

We uphold highest ethical values in business transactions ensuring integrity in public dealings, fairness in transactions and enhanced customer satisfaction by utilising the possibilities of state-of-the-art technology with a professional commitment in providing comprehensive financial solutions.

Social responsibility of the Company

As a financial institution, the organisation stands for providing quick and effective financial services to the needy. The company offers a wide range of financial products to choose from. Beyond being a profit making venture, this enterprise is committed to bring about cultural and economic development to the community. It also promotes job opportunities in order to fulfil the corporate social responsibility with a moral obligation.